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TERMS & CONDITIONS

Effective Date: March 31, 2026
 

Welcome to the website of Apex Marketing Systems (“Company,” “we,” “our,” or “us”). By accessing or using this website, you agree to the following Terms and Conditions. If you do not agree, please do not use this website.
 

1. Use of This Website

This website is intended for informational and business purposes related to insurance marketing services, including support for independent insurance agents and advisors.
 

By using this site, you agree to:

  • Use the website only for lawful purposes

  • Not attempt to interfere with or disrupt the website’s functionality

  • Not use this site to distribute harmful or malicious content


2. No Financial or Insurance Advice

The content on this website is provided for general informational purposes only and does not constitute financial, legal, or insurance advice.

Apex Marketing Systems operates as an independent marketing organization (IMO/FMO) supporting licensed professionals. Any strategies, tools, or insights shared are intended for licensed insurance agents and advisors.

You should consult with a licensed professional before making any financial or insurance decisions.
 

3. Services Disclaimer

Results from using our services, marketing systems, or strategies are not guaranteed.

Success in the insurance and annuity industry depends on many factors, including but not limited to:

  • Individual effort

  • Market conditions

  • Licensing and compliance

  • Sales experience

We do not make any guarantees regarding income, commissions, or business growth.
 

4. Contact Forms & Communication

When you submit information through:

  • Our Wix contact form

  • Phone or direct communication

You agree that we may contact you via:

  • Phone

  • Email

  • SMS (if applicable)

for the purpose of responding to your inquiry or discussing our services.


5. Email Subscriptions

If you choose to subscribe to our email list through our third-party provider (iContact), you agree to receive marketing and informational emails from Apex Marketing Systems.

You can unsubscribe at any time using the link provided in any email.

We are not responsible for the privacy practices or technical operations of third-party email platforms.


6. Third-Party Services

This website may use or link to third-party platforms, including but not limited to:

  • Wix (website hosting and forms)

  • iContact (email marketing services)

We are not responsible for the content, security, or privacy practices of these third-party services.


7. Intellectual Property

All content on this website, including text, branding, logos, and design, is the property of Apex Marketing Systems unless otherwise stated.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Modify

any content without prior written permission.


8. Limitation of Liability

To the fullest extent permitted by law, Apex Marketing Systems shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

  • Use of this website

  • Reliance on any information provided

  • Technical issues or website downtime


9. Privacy

Your use of this website is also governed by our Privacy Policy.
 

10. Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice.

Changes will be effective immediately upon posting to this page.
 

11. Contact Information

If you have any questions about these Terms and Conditions, please contact:

Apex Marketing Systems

1 (954) 408- 9137

1 (888) 372-3727

3730 Coconut Creek Parkway

Coconut Creek, FL 33066

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